:root{--navy:#031f33;--teal:#0795a9;--aqua:#3ed3d0;--cream:#f7f5ef;--ink:#102635;--muted:#607482;--line:#dce4e4;--white:#fff}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--cream);color:var(--ink);font:16px/1.75 Arial,sans-serif}
img{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
.top{height:86px;background:#fff;border-bottom:1px solid var(--line);display:flex;align-items:center;padding:0 5vw;gap:28px}
.top img{width:180px;height:120px;object-fit:cover}
.top nav{margin-left:auto;display:flex;gap:24px;font-size:13px;font-weight:700}
.top .cta{padding:11px 18px;background:var(--aqua);color:var(--navy)}
.hero{padding:100px 24px 86px;background:var(--navy);color:#fff}
.hero>div,.content,.cards,.crumbs{width:min(980px,100%);margin:auto}
.hero p:first-child{color:var(--aqua);font-size:12px;font-weight:900;letter-spacing:.18em}
.hero h1{max-width:850px;margin:12px 0 20px;font:56px/1.04 Georgia,serif;letter-spacing:-.035em}
.hero .lead{max-width:760px;color:#ffffffbd;font-size:19px}
.crumbs{padding:20px 0 0;color:var(--muted);font-size:12px}
.crumbs a{color:var(--teal)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;padding:70px 0 100px}
.card{display:flex;min-height:330px;padding:32px;flex-direction:column;background:#fff;border-top:3px solid var(--teal);box-shadow:0 12px 35px rgba(3,31,51,.07)}
.card span{font-size:11px;font-weight:900;letter-spacing:.15em;color:var(--teal)}
.card h2{font:29px/1.12 Georgia,serif;margin:22px 0 12px}
.card p{color:var(--muted)}
.card a{margin-top:auto;color:var(--teal);font-size:12px;font-weight:900;text-transform:uppercase}
.article{padding:60px 24px 100px}
.content{max-width:820px}
.content h2{margin-top:48px;font:34px/1.2 Georgia,serif}
.content h3{margin-top:30px;font-size:20px}
.content p,.content li{color:var(--muted)}
.content a{color:var(--teal);text-decoration:underline}
.content img{width:100%;max-height:480px;object-fit:cover;margin:38px 0}
.note{margin:35px 0;padding:24px 26px;border-left:4px solid var(--teal);background:#fff}
.note strong{display:block;color:var(--ink)}
.quote{margin-top:55px;padding:32px;background:var(--navy);color:#fff}
.quote p{color:#ffffffbd}
.button{display:inline-block;margin-top:10px;padding:13px 21px;background:var(--aqua);color:var(--navy)!important;text-decoration:none!important;font-weight:900}
footer{padding:34px 24px;background:#021725;color:#afbdc5;text-align:center;font-size:12px}
@media(max-width:760px){.top{height:76px;padding:0 18px}.top img{width:138px}.top nav a:not(.cta){display:none}.hero{padding-top:75px}.hero h1{font-size:42px}.cards{grid-template-columns:1fr;padding:45px 18px 75px}.card{min-height:0}.article{padding-top:40px}}